When it comes to flood insurance, many homeowners in Mandeville, LA, often overlook the importance of coverage for their landscaping and outdoor furniture. However, these items can be costly to replace if damaged by a flood. At Chabert Insurance of the Northshore, we want to help you understand how flood insurance can protect these valuable assets.
Coverage for Landscaping and Outdoor Furniture
While standard flood insurance policies primarily cover the structure of your home and its contents, some policies also provide coverage for landscaping and outdoor furniture. This can include trees, plants, lawns, and items like patio furniture and grills. If these items are damaged or destroyed by a flood, your policy may help cover the cost to replace them.
Why is this Coverage Important?
Landscaping and outdoor furniture can significantly enhance the value and enjoyment of your property. Without proper coverage, you could face substantial out-of-pocket costs to replace these items after a flood. By ensuring your flood insurance includes coverage for landscaping and outdoor furniture, you can protect these investments.
Understanding Your Policy
It’s important to read your policy carefully to understand what is and isn’t covered. If you’re unsure about any aspect of your coverage, don’t hesitate to ask your insurance agent for clarification.
At Chabert Insurance of the Northshore in Mandeville, LA, we’re committed to helping you understand your flood insurance coverage. Contact us today to learn more about how flood insurance can protect your landscaping and outdoor furniture.
